which of the following is not a financial intermediary?

c.) 1 trillion 13) Which of the following is NOT a characteristic of a dealer market? Explain with example. ? Insurance companies collect premiums for policies and provide policy benefits. O b. Unfocused C).An over-the-counter market A commercial bank How can a HCM platform provider benefits this company, 8.The ____ approach to determining a company's worth involves the cost to recreate the operating assets of the business. C)Superannuation funds. Mutual funds. , ents on a partnership such as taxes What Are the 9 Major Types of Financial Institutions? Banks, insurance companies, retirement funds, investment banks, and other financial intermediaries are examples of financial intermediaries. 11) Sale of new common stock in the primary market is regulated by the ________, and sales of used common on the secondary market is regulated by the ________. Specialties include general financial planning, career development, lending, retirement, tax preparation, and credit. 4) Which of the following is NOT a generally accepted way to remove ineffective management of a publicly traded firm? The process creates efficient markets and lowers the cost of conducting business. Which candidate would be best suited for each position? A customer arrives and decides to order a birthday cake. Which of the following would lead to a decrease in the value of State of California bonds? The former dramatically lowered the importance of a physical location of an exchangeas new technology allowed the rapid low-cost transmission of orders across long distanceswhile the latter encouraged unprecedented cross-border mergers of exchanges, integrating larger pools of providers and users of funds. If Novus goes to a bank for a loan, it will make regular payments that include interest (and possibly parts of the principal amount owed), similar to a bond issue. 10) Capital structure is best defined by which of the following questions? If actual wheat prices do increase the baker will lose money on the actual baking operations but these losses will be offset by the profits he will earn on the wheat futures contract. Loans, equity, guarantees, and other financial instruments attract greater public and private funding sources that may be reinvested over many cycles as compared to receiving grants. The average price of stocks would decrease. 6) You place $500 into your checking account at First Bank and earn 1% APR on your deposit. Stock exchange refers to a market that facilitates the buying and selling of listed securities such as public company stocks, exchange-traded funds, debt instruments, options, etc., as per the standard regulations and guidelinesfor instance, NYSE and NASDAQ. 3) Before the customer leaves, what questions would you ask her in order to properly place the order? It is a platform that is provided by Amazon, Q:Which of the following functions is NOT performed by channel members? Retailer The risks the individual is taking are numerous; one, he may not be as talented as he thinks and does not perform as well as he thinks he will and his value decreases. a week ago. Security dealers A financial intermediary is an institution that channels the money from the lenders to the borrowers. The pace of structural change has accelerated dramatically in the past few years, driven by (1) ongoing technological advances in computing and communications and (2) increasing globalization. a. diversification g. Rule of 72 Leasing is an arrangement in which the asset's right is transferred to another person without transferring the ownership. d. Power distance All of these facts and more make credit card loans risky and demanding of the higher rate. A non-bank financial intermediary does not accept deposits from the general public. Start your trial now! On page 8 third paragraph, It starts with Security dealers. $$. 5) Which of the following is NOT a function of a financial intermediary in the lending/borrowing process? Unlike underlying instruments, such as stocks and bonds, derivatives are instruments where the value and the payoff of the instrument are derived from the behavior of the underlying asset. Answer:Commercial business.Explanation:An institution that facilitates the channeling of funds between lenders and borrowers indirectly. the monthly premium is deducted from her mont hly The volume of trades and the low fees for these trades would not result if transaction costs were high. Asked 3)Which ofthe following arenot financial intermediaries? B. The financial intermediation process is not restricted to third-party connecting lenders and borrowers. There are numerous, Q:To what extent do clients/customers think of their 3PL providers in a strategic sense? False, A:A retailer, or merchandiser, is an entity that sells goods like dresses, food, or cars directly to, Q:Which of the following functions is NOT performed by channel members? . 10) The form of business organization in the United States that has the greatest amount of capital is ________. What evidence is there that the transaction costs involved with the buying and selling of stocks is low? Which of the following statements is most accurate? He needs to hire a second Chiropractor, a Massage Therapist, a Physical Therapist, and a Medical Secretary. False He wants to work for the government but does not want to move away. The European Commission projected the total public and private resource investment at approximately 15 million (approximately $17.75 million) per small- and medium-sized enterprise. Other types from the insurance sector include property insurance companies, private life insurance organizations, and government insurances. A:A franchise business plan, basically, merges constituents of both franchisee & franchisor. In July 2016, the European Commission took on two new financial instruments for European Structural and Investment (ESI) fund investments. Discover how financial institutions can, Q:Which of the following is NOT considered a Security dealers B. -none of the options A hardware store Stephen P. Robbins, Mary A. Coulter, David A. Any information that places the issuer in a more favorable light would have the opposite effect. Foreign Servi O b., A:Answer b) Manufacturing "Commission Launches Two New Financial Instruments to Boost Investment in Start-Ups and Sustainable Urban Development.". Cash Flow vs. Asset-Based Business Lending: Whats the Difference? 4) The common objective of borrowing and lending is to ________. It connects entities with surplus funds and deficit funds. We do not usually have such certainty and the risk is that we may live longer than we expect and could run out of funds before we die. Insurance companies C. Real estate investment trusts D. Pension funds 2 See answers Financial intermediaries offer the benefit of pooling risk, reducing cost, and providing economies of scale, among others. Why didn't the over-the-counter (OTC) exchanges suffer the disruption of service that the New York Stock Exchange did after the terrorist attacks of September 11, 2001? Which of the following is an advantage of the NPV technique for evaluating cash flows? This puts otherwise idle resources to use, increasing an economy's output. Represents a loose collection of dealers who trade 9. What are some of the advantages of trading in decentralized electronic exchanges? Standard & Poor's sells information to investors; this is their primary business. This includes information gathering as well as monitoring costs. The term "financial market" refers to the marketplace where activities such as the creation and trading of various financial assets such as bonds, stocks, commodities, currencies, andderivativestake place. For example, any information that says an issuer of a financial instrument is less likely to honor its payment would have the price of the instrument decrease or the required return increases. Alternatively, it can issue $10 million in bonds. 2) Which of the following is NOT an example of a financial transaction? Matching the top of the organizational chart of organizations is: which of the following is NOT a common characteristic of corporations in the U.S.? health insurance program . 13) Which of the following is a reason why an expertise in international finance is important? Explain in your own words how AS OF dating (postdating) works. current assets values may be estimated by calculating: the present value of all future cash flows expected from the asset, a series of equal payments made at regular intervals that are received at the end of each period. A) Mutual fund B) Bank C) Stock exchange D) Insurance company Answer: C. Diff: 1 Question Status: Previous Edition 18) Which of the following is NOT a key service provided by the In this case the futures contract accomplishes exactly what it was supposed to do. Which of the following is not a financial intermediary? thus, the, A:Gatekeepers are the marketing personnel entrusted the responsibility to deal with goods disbursement, Q:An agile distribution structure will decrease investments in current assets and will use non-current, A:There are many causes for a decrease in an acquisition account can occur. She says, Good Morning, I would like to order a cake for my husbands bi Select one: a. Superannuation fund. Non-depository institutions would include all of the following except: Small savers would rather use financial institutions than lend directly to borrowers because: Financial intermediaries handle a larger flow of funds than do primary markets primarily because financial intermediaries: Financial intermediaries include each of the following, except: Which of the following is not considered to be a shadow bank? For September: Standardization of financial instruments has occurred as a result of: More detailed financial instruments tend to be: Many financial instruments are standardized because: A share of Ford Motor Company stock is an example of: A counterparty to a financial instrument is always the: The information concerning the issuer of a financial instrument: Asymmetric information in financial markets is a potential problem usually resulting from: Agencies exist which rate bonds based on characteristics of the borrower Such bond rating agencies are an example of a financial market response designed to: The better the information provided to financial markets the: Financial markets enable the transfer of risk by: A borrower has information that is not available to a prospective lender; this is an example of: The owner of a small business applies for a bank loan and tells the loan officer that the funds will be used to expand inventory for the upcoming holiday season. 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